Rating engines for modern insurers

Build, test and deploy insurance rates and rules fast

Real value for insurance companies using Swallow

OpenOuchISCRivrMGT
Rivr
Swallow has enabled us to get to market in a fraction of the time it would’ve taken us and saved thousands in development costs
Will Clarkson WebbFounder & CEO, Rivr
Learn more about Rivr’s story
Open
Swallow’s platform allowed us to enter the UK market rapidly while keeping our pricing model flexible and adaptable to different tax and regulatory environments
Rishin PatelChief Product Officer, Open
Learn more about Open's story

Swallow works with your favourite AI Clients

Swallow works with platforms like Chat GPT, Claude & Cursor. Describe what you want, refine in your AI client, then review in Swallow to visualise, test and publish your model

Our MCP server:

See Swallow in action

Take your insurance model online in minutes

New feature

Search US insurance filings and turn them into rating engines

You can search filings instantly to analyse and deploy raters instantly

Multi-channel distribution with every Swallow project

Swallow powers AI voice and chat experiences that quote in real time, answer questions and guide decisions. You can also deploy models through APIs or forms to integrate with existing systems

Chat AI

Conversational AI Agents for Quote Lifecycle

Automate every stage of the quoting process with AI chat. Answer questions, update data, and approve changes without leaving the conversation

Voice AI

Life like Voice AI Agents

Let customers request and receive quotes through natural voice calls. Provide instant answers, explain pricing, and guide them to the next step

API Integration

API for system integration

Plug Swallow into your existing tech stack. Use APIs to send and receive pricing data in real time, keeping every system in sync

Embedded forms

Customisable embedded forms

Add interactive pricing forms to your site or app. Tailor fields, logic, and outputs to fit your products and brand

Two ways to price

Commoditised at volume, or one risk at a time

The same engine settles millions of small policies with no one in the loop, and gives underwriters a price to work from on commercial and speciality risks

Commoditised, high volume

Personal lines and embedded cover
See how →
Inputs
Structured, from forms and APIs
Who decides
The model's rules, with no one in the loop
The price
Final, and the same every time
What's kept
Every quote, with its inputs and model version

Commercial and speciality

Fleet, property, liability and speciality
See how →
Inputs
Broker emails, schedules and loss runs
Who decides
An underwriter or broker, working in an AI client
The price
A technical price for the underwriter to work from
What's kept
Every quote and what-if, each with its full trace
Built for scale

Any line. Any market. Millions of quotes.

Swallow isn't tied to a line of business or a country. If you can rate it, you can build it in Swallow and serve it at comparison-site volume

3M+quotes a month for our biggest customer, priced live through Swallow's API
50M+quotes served, with millions more every month
Liveon price comparison websites, returning real-time prices at peak traffic
Personal lines
MotorHomePetTravelGadgetLife & health
Commercial lines
Commercial fleetPropertyLiabilityProfessional indemnityTradesmanSME packages
Speciality
CyberMarineAviationEventParametricEmbedded